When you insert or update data in a table, the database first checks if there are any indexes on that table. If indexes exist, after inserting or updating the data, the database must also update the index entries to keep them accurate. This means more steps and more time are needed compared to tables without indexes. For example, when inserting a new employee, the row is added to the table, then the indexes are updated. When updating the employee's name, the database uses the index to find the row quickly, updates the data, then updates the indexes again. Without indexes, the database inserts or updates data directly and finds rows by scanning the table, which can be slower for large tables but faster for writes. This shows the trade-off: indexes speed up reading but slow down inserting and updating.