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Which of the following is NOT usually covered under standard health insurance coverage in India?

medium Q15 of Q15
Insurance Awareness - Health Insurance
Which of the following is NOT usually covered under standard health insurance coverage in India?
AMaternity expenses without specific rider
BPre-existing diseases after waiting period
CDay-care procedures
DHospitalization expenses
Step-by-Step Solution
  1. Step 1: Review standard coverage

    Standard health insurance covers hospitalization, day-care procedures, and pre-existing diseases after waiting period.
  2. Step 2: Identify maternity coverage

    Maternity expenses are generally excluded unless a maternity rider is purchased.
  3. Final Answer:

    Maternity expenses without specific rider → Option A
  4. Quick Check:

    Maternity coverage requires additional rider; others are standard inclusions.
Quick Trick: Maternity coverage usually needs a rider.
Common Mistakes:
MISTAKES
  • Assuming maternity is always covered in basic health insurance.
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