Insurance Awareness - Health Insurance
Which of the following is NOT a valid reason for an insurer to deny a claim based on exclusions?
Which of the following is NOT a valid reason for an insurer to deny a claim based on exclusions?
medium Q7 of Q15
Step-by-Step Solution
Step 1: Understand exclusions
Exclusions include hazardous sports, pre-existing diseases during waiting period, and cosmetic surgeries.Step 2: Analyze options
Accidental injury hospitalization is generally covered and not a valid reason for claim denial.Final Answer:
Hospitalization due to accidental injury covered under the policy → Option DQuick Check:
Hospitalization due to accidental = NOT the correct feature ✅
Quick Trick: Accidental injuries covered; hazardous activities and cosmetic surgeries excluded.
Common Mistakes:
MISTAKES- Confusing covered accidental injuries with excluded hazardous activities.
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