Insurance Awareness - Health Insurance
Which of the following is TRUE regarding the portability of government health insurance schemes like PMJAY across Indian states?
Which of the following is TRUE regarding the portability of government health insurance schemes like PMJAY across Indian states?
hard Q10 of Q15
Step-by-Step Solution
Step 1: Understand portability under PMJAY
PMJAY allows beneficiaries to avail cashless treatment at any empanelled hospital across India, ensuring portability of benefits.Step 2: Analyze other options
PMJAY benefits are restricted to the beneficiary’s home state only is incorrect as PMJAY is portable nationwide, Portability is allowed only for CGHS beneficiaries is wrong as CGHS portability is limited, and Portability is not allowed under any government health insurance scheme is incorrect as portability is a feature of PMJAY.Final Answer:
PMJAY benefits are portable and can be availed in any empanelled hospital across India → Option BQuick Check:
Portability is a key feature of PMJAY to facilitate treatment anywhere in India.
Quick Trick: PMJAY = nationwide portability of benefits.
Common Mistakes:
MISTAKES- Assuming benefits are state-restricted or portability is not allowed.
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