Financial Awareness - Risk, Stability & Emerging Finance
Which of the following is a TRUE statement about the ownership pattern of Regional Rural Banks (RRBs) in India?
Which of the following is a TRUE statement about the ownership pattern of Regional Rural Banks (RRBs) in India?
hard Q10 of 15
Step-by-Step Solution
Step 1: Recall RRB ownership pattern
RRBs are jointly owned by the Central Government, State Government, and Sponsor Banks in the ratio 50:15:35 respectively.Step 2: Analyze options
RRBs are jointly owned by the Central Government, State Government, and Sponsor Banks in the ratio 50:15:35. correctly states the ownership ratio. The other options are incorrect because RRBs are not wholly owned by the Central Government, fully owned by private sector banks, or owned only by State Governments.Step 3: Why other options are wrong
RRBs are wholly owned by the Central Government. ignores State and Sponsor Bank ownership. RRBs are fully owned by private sector banks. is wrong as private banks do not own RRBs. RRBs are owned only by State Governments. ignores Central Government and Sponsor Banks.Final Answer:
RRBs are jointly owned by the Central Government, State Government, and Sponsor Banks in the ratio 50:15:35. → Option CQuick Check:
RRBs ownership ratio = 50:15:35 Central, State, Sponsor ✅
Quick Trick: Remember RRB ownership ratio: 50% Central, 15% State, 35% Sponsor.
Common Mistakes:
- Assuming RRBs are fully government or private owned.
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