0
0

Bank Mergers & Amalgamations

Introduction

Bank mergers and amalgamations Banking Awareness में SBI, IBPS, और RRB exams के लिए सबसे अधिक पूछे जाने वाले current-affairs-based topics में से हैं। प्रश्न आमतौर पर सीधे होते हैं और यह जांचते हैं कि कौन-से banks का merger हुआ, anchor bank कौन था, और merger किस वर्ष हुआ।

यह pattern highly scoring होता है क्योंकि इसके answers factual और fixed होते हैं।

Pattern: Bank Mergers & Amalgamations

Pattern

anchor bank, merged banks, और merger किस year में हुआ-इनकी सही पहचान करें।

प्रश्न आमतौर पर direct recall या simple matching के रूप में पूछे जाते हैं।

Step-by-Step Example

Question

Oriental Bank of Commerce और United Bank of India का merger किस bank के साथ किया गया?

Options:

  • A. Bank of Baroda
  • B. Canara Bank
  • C. Punjab National Bank
  • D. Union Bank of India

Solution

  1. Step 1: प्रमुख PSU bank mergers को याद करें

    April 2020 में, Government of India ने public sector banks का large-scale consolidation लागू किया था।

  2. Step 2: anchor bank की पहचान करें

    Oriental Bank of Commerce और United Bank of India का merger Punjab National Bank में किया गया था।

  3. Final Answer:

    Punjab National Bank → Option C

  4. Quick Check:

    merger के बाद, PNB भारत का second-largest public sector bank बन गया ✅

Quick Variations

यह pattern इस तरह भी पूछा जा सकता है:

  • 1. कुछ PSU banks के merger के बाद कौन-सा bank anchor bank बना?
  • 2. निम्नलिखित banks का merger किस year में प्रभावी हुआ?
  • 3. Match the following: Anchor Bank ↔ Merged Banks.

Trick to Always Use

  • Step 1 → mergers को year-wise याद रखें, खासकर 2017 और उसके बाद के।
  • Step 2 → सबसे बड़ा या सबसे prominent bank आमतौर पर anchor bank होता है।
  • Step 3 → exams के लिए 2020 PSU bank mergers को अच्छे से revise करें।

Summary

Summary

  • सबसे पहले anchor bank की पहचान करें।
  • merged banks और amalgamation के year पर focus करें।
  • अधिकांश exam questions direct और factual होते हैं।
  • 2020 के public sector bank mergers सबसे अधिक important हैं।

Example याद रखने के लिए:
Oriental Bank of Commerce + United Bank of India → Punjab National Bank (2020)

Practice

(1/5)
1. Which of the following banks became the anchor bank after the merger of Andhra Bank and Corporation Bank in 2020?
easy
A. Union Bank of India
B. Canara Bank
C. Punjab National Bank
D. Bank of Baroda

Solution

  1. Step 1: Recall the 2020 PSU bank consolidation

    In 2020, several public sector banks were merged to strengthen banking efficiency.

  2. Step 2: Identify the anchor bank

    Andhra Bank and Corporation Bank were amalgamated into Union Bank of India.

  3. Final Answer:

    Union Bank of India → Option A

  4. Quick Check:

    Union Bank continued operations with Andhra Bank and Corporation Bank as merged entities ✅
Hint: Remember that Union Bank of India absorbed both Andhra Bank and Corporation Bank in 2020.
Common Mistakes: Confusing this merger with Canara Bank’s amalgamation.
2. Which bank was formed after the merger of Dena Bank and Vijaya Bank?
easy
A. Bank of Baroda
B. Union Bank of India
C. Punjab National Bank
D. Indian Bank

Solution

  1. Step 1: Recall pre-2020 bank mergers

    Before the large 2020 consolidation, some mergers were carried out in 2019.

  2. Step 2: Identify the anchor bank

    Dena Bank and Vijaya Bank were merged with Bank of Baroda.

  3. Final Answer:

    Bank of Baroda → Option A

  4. Quick Check:

    After the merger, Bank of Baroda became one of the largest PSU banks in India ✅
Hint: Dena + Vijaya always point to Bank of Baroda.
Common Mistakes: Mixing this merger with the 2020 three-bank consolidations.
3. Allahabad Bank was merged into which public sector bank?
easy
A. Canara Bank
B. Indian Bank
C. Union Bank of India
D. Punjab National Bank

Solution

  1. Step 1: Recall individual bank amalgamations

    Some mergers involved only one smaller bank merging into a larger one.

  2. Step 2: Identify the receiving bank

    Allahabad Bank was merged with Indian Bank.

  3. Final Answer:

    Indian Bank → Option B

  4. Quick Check:

    Post-merger, Indian Bank expanded its branch network significantly ✅
Hint: Allahabad Bank → Indian Bank (single-bank merger).
Common Mistakes: Assuming Allahabad Bank was part of a three-bank merger.
4. Which of the following banks acted as the anchor bank after the merger of Syndicate Bank?
medium
A. Punjab National Bank
B. Union Bank of India
C. Canara Bank
D. Indian Bank

Solution

  1. Step 1: Recall the list of merged banks

    Syndicate Bank was included in the 2020 PSU bank consolidation.

  2. Step 2: Identify the anchor bank

    Syndicate Bank was merged into Canara Bank.

  3. Final Answer:

    Canara Bank → Option C

  4. Quick Check:

    After the merger, Canara Bank’s customer base and branch network increased ✅
Hint: Syndicate Bank always pairs with Canara Bank.
Common Mistakes: Confusing Syndicate Bank’s merger with PNB-related mergers.
5. Which bank emerged as the anchor bank after the merger of Oriental Bank of Commerce and United Bank of India?
medium
A. Canara Bank
B. Union Bank of India
C. Bank of Baroda
D. Punjab National Bank

Solution

  1. Step 1: Recall the three-bank merger group

    In 2020, some mergers involved two banks merging into a larger anchor bank.

  2. Step 2: Identify the anchor bank

    Oriental Bank of Commerce and United Bank of India were merged into Punjab National Bank.

  3. Final Answer:

    Punjab National Bank → Option D

  4. Quick Check:

    PNB became the second-largest PSU bank after this amalgamation ✅
Hint: OBC + United Bank always point to PNB.
Common Mistakes: Mixing this merger with the Union Bank of India consolidation.

Mock Test

Ready for a challenge?

Take a 10-minute AI-powered test with 10 questions (Easy-Medium-Hard mix) and get instant SWOT analysis of your performance!

10 Questions
5 Minutes