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In which type of claim does the insured pay the hospital expenses first and then seek refund from the insurer?

easy Q12 of Q15
Insurance Awareness - Health Insurance
In which type of claim does the insured pay the hospital expenses first and then seek refund from the insurer?
AReimbursement claim
BCashless claim
CThird-party claim
DGroup health claim
Step-by-Step Solution
  1. Step 1: Identify reimbursement claim

    Reimbursement claim requires the insured to pay hospital bills upfront and later submit documents to insurer for refund.
  2. Final Answer:

    Reimbursement claim → Option A
  3. Quick Check:

    Reimbursement claim = correct type ✅
Quick Trick: Reimbursement = Pay first, claim later.
Common Mistakes:
MISTAKES
  • Mistaking reimbursement for cashless claims where insurer pays hospital directly.
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