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Which government health insurance scheme provides cashless secondary and tertiary hospitalization coverage primarily to economically vulnerable families in India?

easy Q1 of Q15
Insurance Awareness - Health Insurance
Which government health insurance scheme provides cashless secondary and tertiary hospitalization coverage primarily to economically vulnerable families in India?
ACentral Government Health Scheme (CGHS)
BAyushman Bharat - Pradhan Mantri Jan Arogya Yojana (PMJAY)
CRashtriya Swasthya Bima Yojana (RSBY)
DEmployees' State Insurance Scheme (ESIS)
Step-by-Step Solution
  1. Step 1: Identify scheme for economically vulnerable families

    PMJAY is designed to provide cashless secondary and tertiary hospitalization coverage to economically vulnerable families.
  2. Step 2: Analyze other options

    CGHS is for central government employees, RSBY has been subsumed under PMJAY, and ESIS covers employees in factories and establishments.
  3. Final Answer:

    Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PMJAY) → Option B
  4. Quick Check:

    PMJAY is the flagship government health insurance scheme targeting poor families with cashless hospitalization benefits.
Quick Trick: PMJAY = cashless hospitalization for poor families.
Common Mistakes:
MISTAKES
  • Confusing CGHS or ESIS as schemes for poor families.
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