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How does health insurance promote preventive healthcare?

medium Q5 of Q15
Insurance Awareness - Health Insurance
How does health insurance promote preventive healthcare?
ABy providing compensation for accidental death
BBy encouraging regular health check-ups and early diagnosis
CBy offering guaranteed maturity benefits
DBy covering damages to third-party property
Step-by-Step Solution
  1. Step 1: Understand preventive healthcare promotion

    Health insurance policies often encourage early diagnosis and regular health check-ups to prevent serious illnesses and reduce long-term treatment costs.
  2. Step 2: Evaluate options

    Option B correctly highlights regular health check-ups and early diagnosis as preventive healthcare measures. Option A relates to accidental death benefits, Option C refers to investment or maturity benefits, and Option D relates to property insurance, none of which promote preventive healthcare.
  3. Final Answer:

    By encouraging regular health check-ups and early diagnosis → Option B
  4. Quick Check:

    Regular check-ups help detect diseases early, confirming Option B.
Quick Trick: Prevention = check-ups + early diagnosis.
Common Mistakes:
MISTAKES
  • Associating preventive care with life or property insurance benefits.
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