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Which of the following is a common exclusion clause in health insurance policies related to hazardous activities?

medium Q4 of Q15
Insurance Awareness - Health Insurance
Which of the following is a common exclusion clause in health insurance policies related to hazardous activities?
AClaims for maternity expenses
BClaims for hospitalization due to dengue fever
CClaims arising from participation in professional sports
DClaims for accidental injuries
Step-by-Step Solution
  1. Step 1: Understand exclusions related to hazardous activities

    Insurance policies often exclude claims arising from risky or hazardous activities like professional sports.
  2. Step 2: Analyze options

    Dengue fever and maternity may be covered depending on policy; accidental injuries are generally covered.
  3. Final Answer:

    Claims arising from participation in professional sports → Option C
  4. Quick Check:

    Professional sports are high risk and commonly excluded to avoid high claim costs.
Quick Trick: Hazardous activities like professional sports are usually excluded.
Common Mistakes:
MISTAKES
  • Assuming all illnesses or injuries are covered regardless of activity.
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