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Which of the following is NOT a typical feature of health insurance policies?

medium Q4 of Q15
Insurance Awareness - Health Insurance
Which of the following is NOT a typical feature of health insurance policies?
ACoverage of hospitalization expenses
BCoverage for pre-existing diseases after waiting period
CCashless treatment facility at network hospitals
DProvision of life cover on natural death
Step-by-Step Solution
  1. Step 1: Identify typical features of health insurance

    Health insurance usually covers hospitalization, offers cashless treatment, and covers pre-existing diseases after a waiting period.
  2. Step 2: Analyze options

    Provision of life cover on natural death refers to life cover, which is a feature of life insurance, not health insurance.
  3. Final Answer:

    Provision of life cover on natural death → Option D
  4. Quick Check:

    Provision of life cover = NOT the correct feature ✅
Quick Trick: Remember life cover is part of life insurance, not health insurance.
Common Mistakes:
MISTAKES
  • Confusing life insurance features with health insurance.
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