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Appointments & Designations (Banking & Finance)

Introduction

Questions on appointments and designations are among the most predictable and scoring areas in Banking Awareness. SBI, IBPS, and RRB exams frequently test who holds a key position, in which institution, and in what capacity.

These questions are direct and rely purely on accurate recall of current office holders.

Pattern: Appointments & Designations (Banking & Finance)

Pattern

Correctly identify the person, the designation, and the institution.

Questions are framed as direct MCQs or simple match-the-following items.

Step-by-Step Example

Question

Who is the current Governor of the Reserve Bank of India?

Options:

  • A. Sanjay Malhotra
  • B. Shaktikanta Das
  • C. Urjit Patel
  • D. Raghuram Rajan

Solution

  1. Step 1: Identify the institution

    The Reserve Bank of India is the central banking authority of India.

  2. Step 2: Recall the current office holder

    Sanjay Malhotra is the current Governor of the Reserve Bank of India.

  3. Final Answer:

    Sanjay Malhotra → Option A

  4. Quick Check:

    The RBI Governor is appointed by the Government of India for a fixed term ✅

Quick Variations

  • 1. Who is the Chairman / MD & CEO of a given PSU bank?
  • 2. Who has been appointed as Deputy Governor of RBI?
  • 3. Match the following: Person ↔ Designation ↔ Institution.

Trick to Always Use

  • Step 1 → Focus on RBI, PSU banks, NABARD, SEBI, IRDAI.
  • Step 2 → Memorise only current office holders.
  • Step 3 → Revise appointments from the last 1-2 years frequently.

Summary

Summary

  • Appointments questions are direct and factual.
  • Always match the correct person with the correct role.
  • RBI and PSU bank appointments carry the highest weightage.
  • These are easy marks if kept updated.

Example to remember:
Sanjay Malhotra → Governor → Reserve Bank of India

Practice

(1/5)
1. Who among the following is a current Deputy Governor of the Reserve Bank of India?
easy
A. Poonam Gupta
B. Urjit Patel
C. Michael Debabrata Patra
D. Raghuram Rajan

Solution

  1. Step 1: Identify RBI leadership structure

    The Reserve Bank of India has one Governor and multiple Deputy Governors.

  2. Step 2: Recall current Deputy Governors

    Poonam Gupta is serving as a Deputy Governor of the RBI.

  3. Final Answer:

    → Option A

  4. Quick Check:

    Deputy Governors are appointed by the Government of India ✅
Hint: Current RBI Deputy Governor → Poonam Gupta.
Common Mistakes: Choosing former RBI Governors or past officials.
2. Who is the current Chairperson of the State Bank of India?
easy
A. Challa Sreenivasulu Setty
B. Dinesh Kumar Khara
C. Rajnish Kumar
D. Arundhati Bhattacharya

Solution

  1. Step 1: Identify India’s largest PSU bank

    SBI is the largest public sector bank.

  2. Step 2: Recall the current Chairperson

    Challa Sreenivasulu Setty is the Chairperson of SBI.

  3. Final Answer:

    → Option A

  4. Quick Check:

    SBI Chairperson heads the board and strategy ✅
Hint: SBI Chairperson → Challa S. Setty.
Common Mistakes: Selecting former SBI chairpersons.
3. Who is the current Chairman of NABARD?
easy
A. Rajkiran Rai G.
B. Shaji K. V.
C. Ashok Chandra
D. Ajay Seth

Solution

  1. Step 1: Identify the institution

    NABARD focuses on agriculture and rural development.

  2. Step 2: Recall the current Chairman

    Shaji K. V. is the Chairman of NABARD.

  3. Final Answer:

    → Option B

  4. Quick Check:

    NABARD works under the Ministry of Finance ✅
Hint: NABARD head → Shaji K. V.
Common Mistakes: Mixing NABARD with RBI leadership.
4. Who is the current Chairperson of the Securities and Exchange Board of India (SEBI)?
medium
A. Ajay Tyagi
B. Ashish Chauhan
C. Tuhin Kanta Pandey
D. Madhabi Puri Buch

Solution

  1. Step 1: Identify the regulator

    SEBI regulates capital markets.

  2. Step 2: Recall the current Chairperson

    Tuhin Kanta Pandey is the Chairperson of SEBI.

  3. Final Answer:

    → Option C

  4. Quick Check:

    SEBI oversees stock exchanges and intermediaries ✅
Hint: Capital market regulator → SEBI → Tuhin Kanta Pandey.
Common Mistakes: Confusing SEBI with stock exchange CEOs.
5. Who is the Chairperson of the Insurance Regulatory and Development Authority of India (IRDAI) as of December 2025?
medium
A. Debasish Panda
B. Ajay Seth
C. Subhash Chandra Khuntia
D. P. K. Mishra

Solution

  1. Step 1: Identify the insurance regulator

    IRDAI regulates the insurance sector in India.

  2. Step 2: Recall the office holder as of Dec 2025

    Ajay Seth is serving as the Chairperson of IRDAI.

  3. Final Answer:

    → Option B

  4. Quick Check:

    IRDAI Chairperson is appointed by the Government of India ✅
Hint: IRDAI Chairperson (Dec 2025) → Ajay Seth.
Common Mistakes: Answering without considering the reference period.

Mock Test

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