User-level threads are managed by a user-level library, so the kernel is unaware of them. Kernel-level threads are managed by the operating system kernel itself.
User-level threads switch within the user space, avoiding kernel mode switches, which makes them faster. Kernel-level threads require kernel mode switches, adding overhead.
Since the kernel is unaware of user-level threads, a blocking system call blocks the entire process, stopping all user-level threads.
User-level thread context switches happen entirely in user space, avoiding kernel mode switches, making them faster than kernel-level thread switches.
Kernel-level threads allow the kernel to schedule other threads when one blocks on I/O, improving efficiency for I/O bound applications. User-level threads block the entire process on blocking calls.