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Which of the following is NOT a feature of the Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu?

medium Q5 of Q15
Current Affairs - Tamil Nadu Schemes & Governance
Which of the following is NOT a feature of the Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu?
ACashless treatment in empanelled government and private hospitals
BCoverage for pre-existing diseases from day one
CCoverage for serious illnesses such as cancer and heart diseases
DFree annual preventive health checkups for all family members
Step-by-Step Solution
  1. Step 1: Understand CMCHIS features

    The question asks which statement is NOT a feature of CMCHIS.
  2. Step 2: Verify actual scheme benefits

    CMCHIS provides cashless treatment in empanelled hospitals and covers serious illnesses. It also includes coverage for pre-existing diseases from day one as per scheme guidelines.
  3. Step 3: Identify the incorrect statement

    Free annual preventive health checkups for all family members are not included under CMCHIS benefits.
  4. Final Answer:

    Free annual preventive health checkups for all family members → Option D
  5. Quick Check:

    CMCHIS focuses on treatment coverage, not universal preventive checkups ✅
Quick Trick: CMCHIS = treatment coverage, not preventive checkups.
Common Mistakes:
MISTAKES
  • Assuming insurance schemes include annual preventive checkups.
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