Insurance Awareness - Health Insurance
Which of the following is NOT a standard exclusion in Mediclaim policies?
Which of the following is NOT a standard exclusion in Mediclaim policies?
medium Q5 of Q15
Step-by-Step Solution
Step 1: Review standard exclusions
Mediclaim policies exclude claims for pre-existing diseases during waiting period, self-inflicted injuries, and cosmetic surgeries without medical necessity.Step 2: Identify non-exclusion
Hospitalization due to accidents is covered under Mediclaim policies.Final Answer:
Hospitalization due to accidents → Option CQuick Check:
Accidental hospitalization is covered, so Hospitalization due to accidents is not an exclusion.
Quick Trick: Accidents covered; cosmetic & self-inflicted injuries excluded.
Common Mistakes:
MISTAKES- Assuming all hospitalizations are excluded if related to accidents.
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