Financial Awareness - Risk, Stability & Emerging Finance
As per RBI guidelines aligned with Basel III, what is the minimum Capital Adequacy Ratio (CAR) banks must maintain?
As per RBI guidelines aligned with Basel III, what is the minimum Capital Adequacy Ratio (CAR) banks must maintain?
easy Q13 of 15
Step-by-Step Solution
Step 1: Recall RBI norms
As per RBI guidelines aligned with Basel III, the minimum CAR is 9%.Step 2: Standard requirement
This is the mandated minimum for scheduled commercial banks (global Basel base 8%, CCB 2.5% additional).Final Answer:
9% → Option BQuick Check:
Minimum CAR as per RBI Basel III = 9% ✅
Quick Trick: RBI minimum CAR = 9%
Common Mistakes:
- Confusing RBI's 9% with global Basel 8% or total with buffers (11.5%)
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