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Consider this example: An AI system decides who gets a loan. If the AI is not ethical, what could happen?

medium📝 Analysis Q13 of 15
AI for Everyone - AI Ethics and Society
Consider this example: An AI system decides who gets a loan. If the AI is not ethical, what could happen?
AThe AI ignores all personal data
BEveryone gets a loan regardless of their situation
CThe AI will always approve loans correctly
DSome people might be unfairly denied loans due to bias
Step-by-Step Solution
Solution:

  1. Step 1: Understand the role of ethics in AI decisions

    Ethical AI avoids bias and treats people fairly in decisions like loans.

  2. Step 2: Analyze the consequences of unethical AI

    Without ethics, AI may unfairly deny loans to some groups due to bias.

  3. Final Answer:

    Some people might be unfairly denied loans due to bias -> Option D

  4. Quick Check:

    Unethical AI = unfair bias [OK]
Quick Trick: Think about fairness in AI decisions [OK]
Common Mistakes:
  • Assuming AI always makes correct decisions
  • Believing AI ignores personal data
  • Thinking everyone gets loans equally

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